The Dow is down about 100 points or 0.6% this Friday morning. Apparently this is due to concerns about the debt ceiling in the U.S. that needs to be raised. It’s basically impossible to know how much the market will decline as this situation unfolds. I have mixed feelings about it. On the one hand I never like to see my portfolio value decline. On the other hand the dip is likely (but not guaranteed) to be temporary which creates buying opportunities.