Risk and Return

Historical 30, 15 & 10 Year Investment Returns from Stock, Bonds, Gold, Cash and Balanced Portfolios (updated July 2026)

The Asset Allocation Decision – Dividing your money between Stocks, Bonds and Cash

Asset Classes – definitions

Determining the Proper Asset Allocation

Historical Annual Returns on Stocks  (Updated July 2026)

Performance of Stocks versus Bonds, Cash and GOLD (Updated April 2026)

Are Stocks Really Riskier Than Bonds? (Updated July 2026)

Time In The Markets – Long Term Average Annual Returns from Stocks, Bonds, T-Bills and Gold (Updated July 2026)

Practical Lessons From Modern Portfolio Theory

Risk and Return Fallacies

Lessons From Nassim Taleb’s book, The Black Swan