Bank of America is added to our list above as a Speculative Strong Buy at $8.05. For a variety of reasons (including that it is tough to value a company with approximately no earnings) this first report is a very preliminary and superficial analysis. As disclosed on this Site I have owned the stock since last spring and I bought it on speculation and was attracted by the very low price to book value ratio. I expect but there are of course no guarantees that the earnings will recover sharply in 2012 and the stock price should rise towards book value. I may add to my position here. (This price of this stock was as low as $4.92 this past Fall and so it has already staged a pretty good recovery, but there should be much more recovery to come).