Visa Inc. is updated and rated Weak Buy / Hold at $219.67. Visa is a very unusual company. It is basically trying to insert itself as a substitute for money and to collect a toll on every transaction. And it has had great success in doing so. With its powerful “moat” (competitive advantages), it could continue to do very well as a stock. But it is quite expensive with a P/E ratio of 29 and there are risks that regulation or possibly competition will tame its monopolistic pricing habits.